Complete Financial Suite

One platform.
Every financial need.

From personal IBANs and crypto wallets to corporate acquiring, escrow and prepaid cards — Conmodum delivers a regulated, full-spectrum banking infrastructure under one roof.

6
Core services
30+
Currencies
99.9%
Uptime SLA
5
Jurisdictions
Personal Services Corporate Services
Personal

Built for individuals

Banking products designed for everyday people — whether you're sending money internationally, growing a crypto portfolio, or controlling your spending.

Personal Account

A fully regulated European IBAN account that lets you send, receive and hold money in 30+ currencies. SEPA and SWIFT transfers, real-time notifications, and a linked Visa or Mastercard — all in one app.

  • Multi-currency IBAN (EUR, GBP, USD & more)
  • Instant SEPA & SWIFT transfers
  • Linked Visa / Mastercard debit card
  • Real-time push notifications
  • Free plan available
Personal Account
€ 12,480.50
Active
IBAN
GB29 NWBK ••••
This month
€ 2,140 out
Send
Receive
Exchange

Crypto & Exchange

Buy, sell, hold and swap 50+ cryptocurrencies directly from your Conmodum account. Institutional-grade cold storage, real-time portfolio tracking, and instant on/off ramps between crypto and fiat.

  • 50+ supported cryptocurrencies
  • Instant swap with live rates
  • Cold & hot wallet separation
  • Fiat on/off ramp (SEPA)
  • 0.5% trading fee
Portfolio Value
€ 28,741.92 +4.2%
₿
Bitcoin
BTC
€ 18,240
+2.8%
Ξ
Ethereum
ETH
€ 7,490
+6.1%
◎
Solana
SOL
€ 3,011
−1.4%

Prepaid & Debit Cards

Issue virtual or physical Visa cards instantly with per-card spending limits, category blocks, and real-time notifications. Pay contactlessly or via Apple Pay and Google Pay anywhere in the world.

  • Virtual card issued instantly
  • Physical contactless card (NFC)
  • Per-card spending & category limits
  • Apple Pay & Google Pay
  • From free — up to €14.99/mo
Virtual Card
4291 •••• •••• 7834
VISA
Holder
A. MORRISON
Expires
04/28
Active
Balance
€ 1,240
Daily limit
€ 500
Corporate

Built for business

Full banking stack for companies — from day-to-day business banking and payment acquiring to secure escrow for high-value transactions.

Corporate Account

A business-grade IBAN account with sub-accounts per currency or department, multi-user roles, Open Banking API, and full transaction reporting for accounting integration.

  • Business IBAN & unlimited sub-accounts
  • Multi-user roles & approval workflows
  • Open Banking API (PSD2)
  • SEPA, SWIFT & FX transfers
  • Accounting & ERP integrations
Business Dashboard
€ 348,920.00
Total across 4 sub-accounts
Verified
Operations EUR
GB29 NWBK ••••
€ 210,400
Payroll GBP
GB41 BARC ••••
£ 94,200
Reserve USD
US •••• 0012
$ 44,320

Merchant Account

A fully regulated acquiring account for online and in-store businesses. Accept Visa, Mastercard and crypto in 30+ currencies, settle in 1–2 days, and manage everything from one dashboard.

  • Visa & Mastercard card acquiring
  • Multi-currency checkout (30+ currencies)
  • 1–2 day settlement
  • Chargeback management
  • Payment gateway REST API
Merchant Dashboard
€ 94,210.80
Volume this month
Processing
248
Today's txns
98.4%
Success rate
€7,820
Next settle

Escrow Account

Regulated escrow for M&A, real estate, freelance and B2B deals. Funds held securely by Conmodum Bank, released automatically on milestone completion.

  • Milestone-based fund release
  • Multi-party support (buyer, seller, broker)
  • Dispute resolution within 24h
  • Digital contract storage
  • REST API & webhook integration
Escrow Deal
€ 250,000.00
Software acquisition — ESC-2026-00419
In Progress
Due Diligence
€ 75,000
Released
Code Transfer
€ 100,000
Pending
Final Sign-off
€ 75,000
Locked
Why Conmodum

The platform behind every service

All six products share the same regulated infrastructure, compliance stack and API layer.

Fully Regulated

Licensed across 5 jurisdictions. UK FCA, EU PSD2, AML/KYC compliant in all operating markets.

Single API

One REST API to access accounts, payments, cards, crypto and escrow.

ISO 27001 Security

End-to-end encryption, MFA, fraud detection AI and 99.9% uptime SLA.

Dedicated Support

Human support available across all time zones. Priority for business accounts.

Get Started

Ready to open your account?

Start with a Personal Account or talk to us about a complete corporate solution.